Why?
Lenders and financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Advanta Charitable Lending Fund LLC and/or CGF Loans Corp (which we will collectively refer to as the Company) chooses to share; and whether you can limit this sharing.
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To limit our sharing:
- Call 888-406-8406 – our menu will prompt you through your choice(s)
- Visit the website: cgf.loans
- Mail the form below
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call 888-406-8406 or go to cgf.loans.
Who We Are
Who is providing this notice?
Advanta Charitable Lending Fund LLC and its Managing Member, CGF Loans Corp
What We Do
How does the Company protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal information to those employees who need it to provide products or services to you.
How does the Company collect my personal information?
We collect your personal information, for example, when you:
- Submit information requests
- Apply for a loan
- Take out a loan
- Use your credit or debit card
- Provide account information
- Provide information related to loan collateral
We also collect your personal information from others, such as credit bureaus, affiliates, referral sources or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes—information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account unless you tell us otherwise.
Definitions
Affiliates:
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with an Advanta name.
Nonaffiliates:
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Other than for Joint Marketing efforts discussed below, Company does not share with nonaffiliates so they can market to you.
Joint Marketing:
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include key referral partners such as financial advisory firms or life insurance brokers.
Other Important Information
For California Residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by California law, such as to process your transactions or to maintain your account. We will limit sharing among our affiliates to the extent required by California law.
For Nevada Residents: We are providing you this notice pursuant to Nevada state law. You may request to be placed on our internal “Do Not Call” list by calling 888-406-8406 or emailing ctheisen@cgf.loans. Nevada law requires that we also provide you with the following contact information for the Bureau of Consumer Protection: Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1-702-486-3132; email: BCPINFO@ag.state.nv.us.
For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you specifically authorize us to make those disclosures. We may share information about our transactions or experiences with you within our corporate